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D7 Visa Portugal 2026: Retirees and Passive Income

Updated 25 October 2026· Checked against official sources

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The D7 visa Portugal is the popular name for the residence visa for retirees and people who live on their own income. It is very popular with Brazilian retirees and with people who have passive income — rent from property, dividends, interest or copyright.

The official MNE (Ministry of Foreign Affairs) website does not use the code “D7”; it talks about “settling residence for retirees, religious workers and people living on their own income”. The code is used in everyday language and by some application centres; always check the purpose of the visa, not just the code.

Who can apply for the D7 visa in Portugal?

The visa is for people who want to settle in Portugal for more than one year.

D7 visa Portugal income requirement

Portaria n.º 1563/2007 and the MNE use the guaranteed minimum monthly pay (minimum wage) as the reference, which in 2026 is €920 (Decreto-Lei n.º 139/2025):

Example: retired couple → 920 + 460 = €1,380 per month.

For retirees and people living on their own income, the MNE does not say for how many months the means must be covered, or whether a minimum bank balance is required. Check with the consulate or application centre before you submit.

What documents do you need?

General (MNE):

• Application on the official form and two photos
• Passport valid for 3 months beyond the stay and a copy of the bio page
• Proof of legal status (if you are not applying in your country of nationality)
• Travel insurance (may be waived under agreements such as Brazil’s PB4)
• Criminal record certificate with apostille or legalised

Specific:

• Retirees: a document showing the amount of the pension and proof that you are guaranteed to receive it, or other income available in Portugal.
• Own income: a document showing income from movable assets, real estate, intellectual property or financial investments, and proof that it is available in Portugal.

To prove income, AIMA accepts a certificate from the body that pays the pension, or a document from the entity managing the financial investments, with an authenticated statement.

In practice you will also need a NIF (tax number). The list published by the MNE does not include proof of accommodation, but the consulate may ask for extra documents; and, once in Portugal, AIMA asks for a statement of address (with a statement from the landlord or a land registry certificate).

Step by step

1. Get a Portuguese NIF (it can be done through a tax representative).
2. Open a bank account in Portugal and transfer or direct your income there.
3. Gather the documents with an apostille and translation when needed.
4. Book at the consulate or external provider and submit at pedidodevistos.mne.gov.pt.
5. Pay the fee of €110.
6. Wait for the decision — legal deadline of 60 days.
7. Enter Portugal (the visa is valid for two entries and four months) and go to AIMA (Agency for Integration, Migration and Asylum) for the residence permit.

The temporary permit is valid for two years and renewable for periods of three; after five years you can apply for permanent residence.

What happens after you get the card?

The D7 card is a temporary residence permit like the others: valid for two years and renewable for periods of three years. When you renew, you must prove that you still have the income that justified the visa and that your tax and social security situation is in order.

You can also bring your family later under family reunification — note the new 2025 rules, which as a rule require two years of residence — or, instead, they can apply from the start for a residence visa to accompany a family member, at the same consulate and at the same time.

How to prove income is “available in Portugal”

The MNE requires not only that the income exists, but that it is available in Portuguese territory. In practice this is usually done with:

1. Statements from a Portuguese bank account showing a balance or regular transfers;
2. A statement from the bank or the paying body that the pension or income is transferred to Portugal;
3. Authenticated documents from the body that pays the pension or manages the investments.

Common mistakes

• Irregular income. One-off gains (selling a property) do not replace stable income.
• Income only abroad, with no proof that it is available in Portugal.
• Confusing the D7 with the digital nomad visa. If you work remotely, use the digital nomad visa.
• Forgetting about tax. Once you become a tax resident, your worldwide income must, as a rule, be declared in Portugal.
• Documents without an apostille.

Keep reading

• Portugal visa types
• Residence permit in Portugal
• SNS utente number